User Agreement
By downloading, installing, accessing, or using the Vesko Habits mobile application (the "App") and its related services (collectively, the "Service"), you ("User") acknowledge that you have read, understood, and agree to be bound by these Terms of Service, as well as our Privacy Policy. This Agreement constitutes a legally binding contract between you and Vesko Habits ("we," "us"). If you do not agree to these terms, you must immediately cease use of the Service.
You must be at least 16 years of age to use the Service. By using the App, you represent and warrant that you meet this age requirement and have the legal capacity to enter into this Agreement. Users under 18 must obtain parental or guardian consent before using the Service.
We grant you a limited, non-exclusive, non-transferable, revocable license to use the App for personal, non-commercial purposes only, subject to these Terms. You may not:
- Modify, reverse engineer, or attempt to extract the source code of the App;
- Distribute, sublicense, or lease the App to any third party;
- Use the App in violation of any applicable laws or regulations, including Singapore's Computer Misuse and Cybersecurity Act.
You are responsible for:
- Maintaining the confidentiality of your account credentials;
- All activities conducted under your account;
- Providing accurate and up-to-date information when using the Service;
- Not uploading or storing any illegal, harmful, or infringing content through the App.
We collect and process your data in accordance with our Privacy Policy, which is incorporated into this Agreement. We may collect:
- Personal information (e.g., name, email) provided during registration;
- Financial data entered into the App (e.g., savings goals, transaction records);
- Usage data (e.g., App features accessed, interaction patterns).
We comply with the Personal Data Protection Act (PDPA) of Singapore and will not disclose your personal data to third parties unless required by law, or with your explicit consent. You may request access to, correction of, or deletion of your personal data by contacting us at the address below.
All intellectual property rights in the App, including but not limited to software, logos, trademarks, text, graphics, and visual designs, are owned by us or our licensors. This Agreement does not grant you any rights to use our intellectual property beyond the limited license to use the Service as described herein.
THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT:
- THE APP WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE;
- THE RESULTS OBTAINED FROM USE OF THE APP WILL BE ACCURATE OR RELIABLE;
- THE APP WILL MEET YOUR SPECIFIC REQUIREMENTS.
We expressly disclaim all implied warranties, including those of merchantability, fitness for a particular purpose, and non-infringement. The App is a tool for tracking financial habits and does not constitute financial advice.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR SPECIAL DAMAGES ARISING FROM OR IN CONNECTION WITH YOUR USE OF THE APP, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR GOODWILL. Our total liability for any claim arising from this Agreement shall not exceed SGD 100.
We may terminate or suspend your access to the Service at any time, with or without notice, if you breach these Terms. Upon termination, you must cease all use of the App, and any licenses granted herein shall immediately terminate. Sections 5, 6, 7, 8, and 10 shall survive termination.
This Agreement shall be governed by and construed in accordance with the laws of Singapore. Any dispute arising out of or in connection with this Agreement shall first be addressed through good-faith negotiation. If unresolved, disputes shall be submitted to the exclusive jurisdiction of the Singapore courts.
For questions, concerns, or requests related to this Agreement, please contact us at:
Email: user-veskoteam@outlook.com